Mortgage advisory

What would it cost monthly?

A guide figure in thirty seconds, then a real conversation with Priya’s team — free, and with no obligation to use the mortgage they find you.
Try it

Run the numbers

Property price£850,000
Deposit15% · £127,500
Interest rate4.5%
Term25 years
£4,016
per month
● Principal £722,500
○ Interest £482,267
Get a decision in principle
A guide figure only — confirmed by a lender before any offer is made.

What the mortgage advisory actually does

Priya Nair’s team is whole-of-market, not tied to one lender, and the calculator above is exactly the maths a broker starts from — price, deposit, rate, term. The rate you actually get depends on your circumstances rather than a national average, which is why the figure above is a guide and not a quote. What the team adds beyond the arithmetic: access to lenders who don’t deal directly with the public, a decision in principle usually inside 48 hours, and — for HomeSphere buyers specifically — a fee waived entirely if you complete on a home we listed. Nothing here is chargeable until you choose to proceed with a recommended product.

Talk to Priya’s team

Thirty minutes, no obligation, and we’ll tell you honestly if now is the wrong time to buy.
Book a mortgage call